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113 Cottahs  |  Gr.+11  |  3 Towers  |  184 Flats  |  3 & 4 BHK  |  1177 to 1970 (sq. ft.)  | 54.5 Lakhs onwards  | Possession June, 2018

Amaya Realty bridges the distance between wishes and wants and brings you closer to everything and everywhere with Kshitij. A well-thought offering that brings luxury homes and a host of higher order recreation and lifestyle offerings all one place right in the heart of Dumdum. Kshitij, your centre of joy is now also a IGBC Gold Certified Green Building.
Model Flat Ready!

Walkthrough

Deep rooted trust, transparency and wisdom in Real Estate for over 30 years, the promoters of Prudent Infrarealty have made it in tune with the market trends for steady growth. Be it infra-structural development or maintaining business relations, Prudent Infrarealty focuses on balanced and fair actions. With a strong team, sheer determination and positive thinking, Prudent Infrarealty is confident to grow big.


Apart from innovations in designing residential and commercial projects, Prudent Infrarealty looks forward to a greener environment with a vision towards greater social responsibility. At Prudent Infrarealty, it's not just about the brick and mortar, it's about transforming big strides into giant leaps as we build destinations of the future. Prudent Infrarealty has also partnered with respected city developers for some of our projects to pull in competencies and establish higher levels of credibility. As Prudent Infrarealty covers more ground, the stakeholders are convinced that they will continue to build their reputation as a respected and trusted partner to the stakeholders.

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From the house of : Space Group, Empress Group, Prudent Infrarealty.

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Walls

-Conventional brickwork

Wall finish

-Interior- Plaster of Paris: Exterior combination of superior quality cement/textured paints.

Flooring and dado

-Vitrified tiles in all bedrooms, living/dining.

-Kitchen/Toilet flooring to be made with anti-skid ceramic tiles.

Kitchen

-Kitchen platform to be made of granite

-Dado of ceramic tiles, upto a height of two feet from the platform

-Stainless steel sink

Toilet

-Standard ceramic tiles on the wall upto 7’height

-Reputed brands of good quality sanitaryware and CP fittings

-Concealed plumbing and pipe work

-Provision for geyser

Doors

-Door frame made of timber

-Flush Solid core/Panel doors.

-Lock of stainless steel/brass

Windows

-Fully glazed aluminium windows.

Electricals

-Provision for adequate light points

-Modular Switches

-Provision on TV & Telephone lines in all Bedrooms and Living/Dining area

Common Lighting

-Overhead illumination for compound and street lighting inside the complex

Wiring

-Concealed copper wiring for electricity, telephone and television

Air-Conditioning

-Provision for air-conditioning in all bedrooms

Provisional features

-Car parking at ground floor level

-Adequate standby generator for common areas, services and apartments


Kshitij is geographically centered around your life and day-to-day needs. It is at walking distance to hospitals and nursing homes along with shopping malls and grocery stores. The project is at the centre of convenience with approximately 10 mins from DumDum Metro and Railway Station and just 5 mins from Airport. Major schools and colleges are at close proximity too.

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Wing A - 2nd to 11th Floor brickwork completed, top floor casting completed, 2nd floor to 11th floor internal/external plaster & pop completed

 

Wing B - 2nd to 11th Floor brickwork complete, top floor casting completed, 2nd to 11th floor internal/external plaster & pop completed

Wing C - Ground floor to 11th floor brickwork completed, top floor casting completed, 1st to 11th floor internal/external plaster & pop completed

 

Master Bedroom

Bedroom

 

Bedroom

Bedroom

 

Livingroom

Livingroom

 

Dining

Dining

 

Passage

Kitchen

 

Kitchen

Toilet attached with master bedroom

 

Toilet attached with master bedroom

Toilet

 

Toilet

Toilet

 

Toilet

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 1034 1048 4721 4901 4881514 5136248
3 1177 1818 4601 4951 5438917 8364618
4 1970 1970 4741 4951 9339770 9753470
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Kshitij

      Location Dum Dum

      City Kolkata

      3 & 4 BHK

      54.5 Lakhs onwards

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