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4.18 Acres  |  Gr.+4, Gr.+7 & Gr.+12  |  14 Blocks  |  525+ Flats  |  1 BHK+Study, 2 & 3 BHK  |  627 to 1159 (sq. ft.)  | 20.2 Lakhs onwards

A price like never before! Connectivity & Facility - Now both just 20.2 Lakhs onwards, near Garia metro station, Kolkata!

New Gr.+12 tower launched!

Home Loan options available with attractive EMI and offers !

Prudent Prana is an honest endeavor to realize your dreams along with those of your child. Built on a sprawling 4.18 acres of divine tranquility, Prudent Prana offers a unique blend of lavishness of nature and ultra-modern amenities. Gift more smiles to all your beloved ones at an absolutely unbelievable price!

Phase 1 - Immediate Possession: No GST Applicable
Phase 2 - Under Construction: Ad hoc benefit of 7.5% against GST input tax credit
Phase 3 - Under Construction: Ad hoc benefit of 7.5% against GST input tax credit

* Passed on under section 171 of GST Act 2017Launched

Walkthrough

Deep rooted trust, transparency and wisdom in Real Estate for over 30 years, the promoters of Prudent Infrarealty have made it in tune with the market trends for steady growth. Be it infra-structural development or maintaining business relations, Prudent Infrarealty focuses on balanced and fair actions. With a strong team, sheer determination and positive thinking, Prudent Infrarealty is confident to grow big.


Apart from innovations in designing residential and commercial projects, Prudent Infrarealty looks forward to a greener environment with a vision towards greater social responsibility. At Prudent Infrarealty, it's not just about the brick and mortar, it's about transforming big strides into giant leaps as we build destinations of the future. Prudent Infrarealty has also partnered with respected city developers for some of our projects to pull in competencies and establish higher levels of credibility. As Prudent Infrarealty covers more ground, the stakeholders are convinced that they will continue to build their reputation as a respected and trusted partner to the stakeholders.

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Foundation

-Earthquake Resistant RCC-framed structure with anti-termite treatment

Wall finish

-Interior – Brickwork with Plaster of Paris

-Exterior - High quality weatherproof cement/textured paint

Kitchen

-Flooring - Ceramic tiles / Kota stone

-Granite counter

-Stainless steel sink

-Dado of ceramic tiles upto 2 ft above the counter

-Electrical points for Refrigerator, Water filter, Exhaust fan & Microwave Oven

-Provision for exhaust

Flooring

-Bedrooms - Ceramic/Vitrified tiles

-Living / Dining - Vitrified tiles

Toilet

-CP fittings of ESS ESS / ESSCO / Jaquar or equivalent make

-Flooring - Ceramic tiles

-Toilet Walls - Ceramic tiles on the walls upto door height

-Electrical point for Geyser

-Plumbing provision for hot / cold water line

-Sanitaryware of Parryware / Hindware or equivalent make

Doors & Windows

-Door Frame - Made of laminated veneer lumber

-Main Door - Ecotype SWF (Solid Wood Filler) with laminated pasting on both side

-Main Door Fittings - Godrej night-latch with eyepiece & handle

-Internal Bedroom Doors - Flush door enamel painted with lock

-Toilet Doors - Laminated inside & enamel painted outside

-Windows - Sliding powder coated aluminium windows with glass panes

-Integrated window MS Grill at extra cost*

Electricals

-Modular switches of Legrand

-AC points in all bedrooms

-Necessary electric points / switch boards in all bedrooms, living /dining , kitchen & toilets

-Cable TV conduiting in living / dining & master bedroom

-Telephone line in living / dining room

-Concealed copper wiring with Central MCB of repute brands

-Door bell point at the main entrance door

Common Lighting

-Overhead illumination for compound and street lighting

-Necessary illumination in all lobbies, staircases & common areas, lifts, stairs & lobbies

Lifts of Johnson

-Stairs & Floor Lobbies - Kota stone / Tiles / Marble

-Entrance - Ground floor lobby of each block - combination of marble, granite & tiles

-24x7 Security & Fire Prevention

-Surveillance facility with CCTV in ground floor lobby

-Intercom facility in all flats

-Modern fire fighting system

-Generator Back up (2 BHK - 750 Watts and 3 BHK - 1000 Watts at extra cost)*

-*mandatory at extra cost


Located at Boral Main Road, Garia, Kolkata the project is the perfect fusion of convenience and expediency. At Prudent Prana, the nearness to healthcare, educational and social hubs is actually the proximity to peace of mind. School and colleges like, Narendrapur Ramkrishna Mission, Boral High School, Miranda High School, BD Memorial and many other educational institutes are very near to the project. Hospitals like Mother Teresa TB Hospital, Lifeline Hospital, Hindustan Health Point etc are in close proximity. Apart from that, to make life easier Boral Maket, Garia Bazar, Hiland Park, Orbit Mall fall extremely close to Prudent Prana.

location map

Block 1 - Painting work of out side walls completed

 

Block 1 - Entrance

Block 2 - Painting work of out side walls completed

 

Block 3 - Painting work of out side walls completed

Block 3 - Painting work of out side walls completed

 

3A - 2nd Floor flooring completed

3A - 2nd Floor flooring completed

 

Block 4 - Painting work of out side walls completed

Block 5 - Painting work of out side walls completed

 

Block 6 - Painting work of out side walls completed

Block 7 - Painting work of out side walls completed

 

Block 8 - Painting work of out side walls completed

Block 9 - Painting work of out side walls completed

 

Block 10 - Painting work of out side walls completed

Block 10A - Plastering work completed, grill work & window work is in progress

 

Block 11 - Painting work of out side walls completed

11A- 3rd Floor slab casting completed

 

11A - 3rd Floor slab casting completed

Main Gate

 

Driving Way

Jogging Track

 

Open Theater

Open Theater

 

Open Theater

Roundabout View

 

Community hall

Sewage treatment plant

 

Water treatment plant

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
1 468 627 3230 3300 1511640 2069100
1 BHK + Study 627 627 3225 3330 2022075 2087910
2 696 998 2875 3410 2001000 3143700
3 966 1201 2875 3510 3030250 3789155
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Prudent Prana

      Location Garia

      City Kolkata

      1 BHK+Study, 2 & 3 BHK

      20.2 Lakhs onwards

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