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 |  Tower I - B+Gr.+11 Tower II - B+Gr.+5  |  Tower I - 3,0,000 sq.ft & Tower II - 1,20,000 sq.ft |  |  2 Tower  |  1200 to 60000 (sq. ft.)  | Possession - Immediate

It is located in the heart of Eastern India's IT Hub - the Saltlake Electronic Complex in Salt Lake, Kolkata. We are at the most happening IT location in India! A 20-minute drive away from the International Airport, along the new 4-lane highway to Sector V of Salt Lake. We are well outside the clutter of the proper city. All of Kolkata's new mega residential complexes are located conveniently near Salt Lake and driving down to and from work always brings a smile - and freedom from chaotic city traffic!

Built over 10 million sq ft of commercial and residential space for diverse income groups in the last decades. Another 10 million sq ft under construction. Based on our Commercial projects over the last decades, we've created 36,000 jobs in the city directly and indirectly. 3000 group employees with 34 branches. Our core values : Customer value, commitment to employees, professional excellence, teamwork, transparency, open and honest communication.
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No. of Towers

-TWO - Crystal 1 and Crystal 2

No. of Floors per Tower

-Crystals 1- Basement+ground+ podium+11 floors

-Crystals 2 -Basement+ground+ podium +5 floors

Efficiency

-80% on super built up area

Floor to Ceiling height

-4.2m

Server Room AC

-Space provided outside each floor for dedicated, stand alone airconditioners for the server room

Fire Protection

-Fire Detection: SIEMENS

-Fire Fighting: FIREPRO

Water Treatment Plant

-For iron removal and water softening

Connectivity

-Telecom and broadband connectivity through multiple service providers

master plan

 

1&2 basement

1&2 ground floor

 

crystal 1 & 2 1st floor

crystal 2 2nd-5th floor

 

crystal 1 & 2 10th floor

11 th floor plan

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

At a Glance
Unit Area ( in sq.ft. )
Min Max
1200 60000
1200 60000
1200 60000
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Globsyn Crystal

      Location Salt Lake, Sector V

      City Kolkata

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