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150 Cottahs  |  Gr.+7  |  2 Blocks  |  252 Flats  |  2 & 3 BHK  |  821 to 1267 (sq. ft.)  | 29.55 Lacs onwards  | Possession 2016

Located only 10 minutes from Kavi Najrul Metro Station, Khudiram Metro, Dhalai Bridge, Main Garia Crossing!!

Convenience!Comfort!Community!Cost-effectiveness! What more could you want in your dream residence.Where the green grass, the wild flowers, the tender breeze, the opaline sky and you reside together. Start your day with the refreshing cool breeze, take a stroll on the finely chopped grass. Smell natures fragrance and be the closet to nature!Just think. Easy connectivity to the metro. Buses and autos plying right outside the premises and easy access to all main terminals.Situated at Rajpur, near Garia, Gardenia is a residential project whose main purpose is not only to upgrade your lifestyle but also to provide you the ease of settling into a new home. SGIL Gardenia provides HIG apartments at MIG cost.

In those early days the company was in the business of Coal trading and transportation, later on the company diversified into Inland coal handling and liasoning, Importing coking coal, Financial Services, Mining, and Manufacturing of Fire Bricks. Today S.G.Group achievements are landmarks in the coal sector and have went on to become one of the leading coal marketing company in Eastern India for non-core sector.
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Foundation

-RCC structure

Wall finish

-Interior – Conventional brickwork with Plaster of Paris

-Exterior – combination ofcladding and high quality waterproof cement/textured

Flooring

-Living / Dining / Balcony and all bedrooms - Vitrified Tiles

Kitchen

-Flooring - Ceramic tiles or Anti skid Vitrified Tiles

-Granite platform with honed edges

-Stainless steel sink

-Dado of ceramic tiles upto 2 ft above the counter / platform

-Elect. point for Refrigerator, Aquaguard, Geyser & Exhaust fan

-Provision for Exhaust cutout

Toilet

-Sanitary ware of Hindware/ Parryware or equivalent make

Toilet

-Flooring - Ceramic / Anti skid vitrified Tiles in flooring

-Toilet Walls - good quality Ceramic tiles on the walls upto door height. : CP fittings of ESSCO/ Jaquar or Equivalent make : Electric Point for Geyser & Exhaust Fan : Plumbing provision for Hot / Cold Water line for all toilet Doors & Windows : Door Frame– made of seasoned and treated wood : Main Door– Decorated laminated door with decorative handles : Main Door Fittings - Godrej night latch and eyepiece : Internal Doors - Good quality flush door : Windows- Fully glazed sliding anodized aluminium windows Electricals: : AC points in living/ dining & master bedrooms : Necessary eletric points/ switch boards in all bedrooms, living/ dining, kitchen, toilets : Cable TV & Tel. points in living / dining and master bedroom : Ample necessary 15 amp. & 5 amp. electrical points all across the flat : Door bell point at the main entrance door : Modular switches of reputed brands : Power Load (2 BHK: 750 watts & 3 BHK: 1000 watts)

-Toilet Walls - good quality Ceramic tiles on the walls upto door height.

-CP fittings of ESSCO/ Jaquar or Equivalent make

-Electric Point for Geyser & Exhaust Fan

-Plumbing provision for Hot / Cold Water line for all toilet

Doors & Windows

-Door Frame– made of seasoned and treated wood

-Main Door– Decorated laminated door with decorative handles

-Main Door Fittings - Godrej night latch and eyepiece

-Internal Doors - Good quality flush door

Electricals

-AC points in living/ dining & master bedrooms

-Necessary eletric points/ switch boards in all bedrooms, living/ dining, kitchen, toilets

-Cable TV & Tel. points in living / dining and master bedroom

-Ample necessary 15 amp. & 5 amp. electrical points all across the flat

-Door bell point at the main entrance door

-Modular switches of reputed brands

-Power Load (2 BHK: 750 watts & 3 BHK: 1000 watts)


SGIL Gardenia is located on Netaji Subhas Road at Rajpur beside the Narendrapur RK Mission near Garia. It is easily connected to the Kazi Nazrul Metro, with buses and autos playing right outside the premises making access to all major terminals extremely smooth. Its a residential project, designed not only to upgrade your lifestyle but also to provide ease of settling to new home.

location map

Master Plan

 

Block A Typical Floor Plan (1st to 7th)

Block B Typical Floor Plan (1st to 7th)

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Block A - Exterior painting completed

 

Block B - Generator installed

Block B - Generator installed

 

Block B - Lift 1 installed

Block B - Lift 2 installed

 

Block B - Lift 3 installed

Block B - Lift 4 installed

 

Block B - Lift 5 installed

Block B - Lift 6 installed

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 821 1045 3600 3660 2955600 3824700
3 1084 1267 3600 3660 3902400 4637220
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      SGIL Gardenia

      Location Garia

      City Kolkata

      2 & 3 BHK

      29.55 Lacs onwards

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