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65 Cottahs  |  B+Gr.+18  |  85 Flats  |  3 & 4 BHK  |  1623 to 2089 (sq. ft.)  | 1.06 Cr. Onwards  | Possession- 31st August, 2017

Sunshine by your doorstep. A loving family by your side. A spring in your step because life has been good to you. All this and a home that looks out to tree tops and is nestled in the clouds. Well thought out, Well connected, Well planned Himadri, a premium residential project on APC Road, near Shyambazar. B+G+18 storied, 60% open area with landscaped greens, 3 sides open airy apartments, double height lobby. Conceptualised by Kolkata's renowned architect, Sanon Sen & Associates Pvt. Ltd.

Ginni Realty is a recently added real estate arm of a 70 year old existing Kolkata based, Bhagat Group of companies. Bhagat Group comprises The Naihati Jute Mills Co. Ltd. and Reform Flour Mills (P) Ltd. The flagship company, The Naihati Jute Mills Co. Ltd. is into the production, sale, and export of jute goods in India and overseas. Its principle products include sacking bags, Hessian cloth, and jute yarn. Reform Flour Mills (P) Ltd is involved in the business of flour milling and has the reputation of providing best quality flour and other products to its valued customers. With a proud legacy and exposure in business for a considerable period of time, the group's experience has multiplied over the years. It has been serving its clients most effectively and earning customer satisfaction since its inception. Ginni Realty intends to offer projects having value for money with an inclination to enhance the quality of life for its customers. The Group with its past legacy of excellence will make a definitive contribution to the skyline of geographies with its presence.
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Elevation

-Modern Aesthetic Elevation

-Exterior wall finish: Combination of cladding and high quality waterproof cement / textured paint

Ground Lobby

-Air Conditioned Spacious ground floor lobby

-Flooring mix of marbles/granite/vitrified tiles

-Marble / Granite cladded lift facia

-Reception Desk

Staircase & Floor Lobby

-Good quality Kota stone in staircases

-Vitrified tiles in floor lobby

Elevators

-1 High Speed Strecher Lift of OTIS /KONE or equivalent

-1 High Speed Lift of OTIS / KONE or equivalent

-1 Service Lift of OTIS or equivalent

Car Management

-Minimum one car parking space per flat

-Choice of carparking spot at the time of booking

-Carparking for visiting doctors

Water

-De-ionization cum water filteration plant

Security

-Closed circuit TV at ground floor level with central security survillance

-Well trained security personnel/guards at important points

-Video door phones at every apartment

-24x7 security services

-Intercom connectivity flat to flat + flat to main security

Fire fighting system

-Modern fire fighting system with sprinklers & smoke detectors in common area

Generator

-Generator back up for all common areas and services

Common Lighting

-Overhead illumination for driveway

-Necessary illumination in all lobies,staircases & common areas

Others

-Rest Room /Utility Area for group D staff


Himadri is conveniently located on APC Road, near Shyambazar. The project is less than a km away from the Shyambazar Metro station and the 5 point crossing at Shyambazar. It is also just a km away from Sovabazar Metro station. Making commuting more easy, Himadri is 2 kms away from Kolkata Station and 3 kms away from Sealdah Station. With less than 6 kms from Park Street and AJC Bose Road crossing, the project is conveniently located to all major points of the city.

location map

Master Plan

 

Flat A Floor Plan with Terrace 7th, 10th, 13th & 16th

Flat A Floor Plan without Terrace 3rd, 4th, 5th,6th,8th, 9th,11th, 12th,14th,15th,17th & 18th Floors

 

Flat B Floor Plan with Terrace 7th, 10th, 13th & 16th

Flat B Floor Plan Without Terrace 3rd,4th,5th,6th,8th,9th,11th,12th,14th,15th,17th & 18th Floors

 

Flat C Floor Plan with Terrace 7th,10th,13th and 16th Floor

Flat C Floor Plan without Terrace 3rd, 4th,5th,6th,8th,9th,11th,12th,14th,15th,17th & 18th Floor

 

Flat D Floor Plan with Terrace 3rd,4th,5th,6th,8th,9th,11th,12th,14th,15th,17th & 18th Floor

Flat D Floor Plan without Terrace 3rd,4th,5th,6th,8th,9th,11th,12th,14th,15th,17th & 18th Floor

 

Flat E Floor Plan with Terrace 7th, 10th, 13th & 16th

Flat D Floor Plan without Terrace 7th,10th,13th and 16th Floor

 

Typical Floor Plan with Terrace 7th,10th,13th & 16th Floor

Typical Floor Plan without Terrace 3rd,4th,5th,6th,8th,9th,11th,12th,14th,15th,17th & 18th Floor

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Actual View

 

Actual View

Actual View

 

Actual View

Actual View

 

Landscape in progress

Model Flat - Master bedroom

 

Model Flat - Toilet for master bedroom

Model Flat - Living room

 

Model Flat - Living room with balcony

Model Flat - Dinning area

 

Model Flat - Kids room

Model Flat - Guest room

 

Model Flat - Common toilet

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
3 1608 2218 6500 7340 10614420 14638800
4 2053 2389 6600 7240 13631920 14957240
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Himadri

      Location Khanna Crossing

      City Kolkata

      3 & 4 BHK

      1.06 Cr. Onwards

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